Long Term Planning

Veteran’s Benefits

Veterans Aid and Attendance is a benefit that is available to veterans, their spouses, and widows or widowers. This benefit can be used to offset medical expenses, as well as for nursing home, assisted living, and in-home care expenses.

In this benefit, the maximum monthly benefits that veterans and their spouses can receive are as follows:


Married Veteran: $2,169 ($26,028/year)

Single Veteran: $1,830 ($21,960/year)

Widow of a Veteran: $1,176 ($14,112/year)

These monthly benefits are paid directly to the veteran and/or his or her spouse and are considered a tax-free benefit.

To receive this benefit, a veteran must have served at least 90 days of active duty, with one of those days being during wartime. If you think you might qualify for this benefit, contact the Dudeck Law Firm today to learn more information.

Independent or Assisted Living Planning

Many seniors end up eventually moving into an independent or assisted living community to help assist them with long-term care. These same seniors do not believe that they will ever need a level of nursing care that only a nursing home will provide; however, the truth of the matter is that a good portion of these same seniors will need skilled nursing care at a nursing home.

The cost of a nursing home varies from $5,000 to $9,000 per month, depending on where one lives. By failing to put together a long-term care plan that considers the possibility that you may one day end up in the nursing home, you risk losing all of your hard-earned life savings in the process.

If you or someone that you know has recently moved into an independent or assisted living community, it is imperative to begin planning for the possibility of increased long-term care expenses in the future. The Dudeck Law Firm can help you put together an estate plan that works best for you, whether it involves utilizing Veteran’s Aid and Attendance, a long-term care policy, Medicaid, or another solution. It is never too late to begin planning for the possibility of long-term care, but generally, the sooner that you plan, the more options that you have, which in turn increases the percentage of your assets that you can protect.

Nursing Home Planning

Many people think that it is impossible to protect assets from the cost of long-term care in a nursing home. You have probably heard stories from family and friends about people they know who have lost their life savings and homes due to the expense of long-term care.

Because the cost of a nursing home varies from $5,000 to $9,000 per month, it is a significant hurdle that can obliterate a solid estate plan if it is not accounted for. Most of our clients would lose their entire life savings within three months to three years if forced to pay for this cost out of pocket.

The Dudeck Law Firm is here to inform you that, contrary to popular belief, YOU DO HAVE OPTIONS that will help you preserve and protect your assets from the cost of long-term care. It does not matter whether you are in rehabilitation in a nursing home, are about to go into a nursing home, or are currently residing in a nursing home. Ultimately, the Dudeck Law Firm is here to help you “plan for the worst, but hope for the best,” ensuring that what belongs to you remains in your possession for both yourself and your loved ones, regardless of what life throws at you